Industries

Finance

The financial industry is a matter of
choosing an operational structure,
not choosing technology

The financial industry is
a matter of choosing
an operational structure,
not choosing technology

A financial IT environment is not merely system operation;
it must be designed on the premise of 24×365 non-stop service,
rigorous regulatory compliance, and large-scale transaction processing.

A financial IT environment is not merely system operation;
it must be designed
on the premise of 24×365
non-stop service, rigorous
regulatory compliance, and large-scale transaction processing.

A financial IT environment is not merely system operation;
it must be designed on the premise of 24×365
non-stop service, rigorous regulatory compliance,
and large-scale transaction processing.

SimpleKey defines the financial industry not as a "technology-adoption industry,"
but as one in which continuity, control, and accountability structures are paramount.

SimpleKey defines the financial industry
not as a "technology-adoption industry,"
but as one in which continuity, control,
and accountability structures are paramount.

SimpleKey defines the financial industry
not as a "technology-adoption industry,"
but as one in which continuity, control,
and accountability structures are paramount.

Key Operational Priorities

  • 01

    24×365 Continuous Availability

    • Always-on operation of internet and mobile banking

    • High-availability requirements for MTS and HTS

    • Non-stop service for insurance cores

    • Even a few minutes of downtime translates directly into financial and reputational risk

  • 02

    Peak Transaction Control

    • Traffic surges during IPO subscriptions

    • Increased concurrent access at moments of interest-rate or exchange-rate changes

    • The limits of designing around average traffic

    • The need for concurrency control based on active users

  • 03

    Regulation & Audit Readiness

    • Compliance with electronic-financial supervisory regulations

    • Response to ISMS and personal-data protection

    • Management of log, access, and change history

    • An operations-documentation framework that supports audits

  • 04

    Legacy + Cloud Hybrid Complexity

    • A mix of mainframe, UNIX, Linux, and cloud

    • Expansion of AI, AICC, and data-analytics technologies

    • Technologies multiply, but operational integration lags


  • 05

    Accountability-Driven Governance

    • Unclear ownership of operational responsibility

    • Decisions dependent on individual staff

    • A lack of recurrence-prevention frameworks for incidents

    • The need for an SLA-based management structure


Key Operational
Priorities

  • 01

    24×365 Continuous
    Availability

    • Always-on operation of internet and mobile banking

    • High-availability requirements for MTS and HTS

    • Non-stop service for insurance cores

    • Even a few minutes of downtime translates directly into financial and reputational risk


  • 02

    Peak Transaction
    Control

    • Traffic surges during IPO subscriptions

    • Increased concurrent access at moments of interest-rate or exchange-rate changes

    • The limits of designing around average traffic

    • The need for concurrency control based on active users

  • 03

    Regulation &
    Audit Readiness

    • Compliance with electronic-financial supervisory regulations

    • Response to ISMS and personal-data protection

    • Management of log, access, and change history

    • An operations-documentation framework that supports audits


  • 04

    Legacy + Cloud Hybrid Complexity

    • A mix of mainframe, UNIX, Linux, and cloud

    • Expansion of AI, AICC, and data-analytics technologies

    • Technologies multiply, but operational integration lag




  • 05

    Accountability-Driven
    Governance

    • Unclear ownership of operational responsibility

    • Decisions dependent on individual staff

    • A lack of recurrence-prevention frameworks for incidents

    • The need for an SLA-based management structure


Industry Challenges

24×365 Non-Stop Requirements

  • Internet and mobile banking, securities MTS/HTS, insurance-core systems, etc.

  • Even a few minutes of downtime translates directly into eroded trust and financial loss

  • A service outage is not merely an IT issue but a brand risk

Abstract wavy gradient with dark blue to pink hues

Large-Scale Transaction Processing and
Surge Response

  • Traffic spikes during IPO subscriptions, events, and interest-rate changes

  • It is essential to maintain system stability amid surging
    concurrent users

  • A structure that controls for peak moments, not average traffic,
    is needed

  • Traffic spikes during IPO subscriptions, events, and interest-rate changes

  • It is essential to maintain system stability amid surging concurrent users

  • A structure that controls for peak moments, not average traffic, is needed

Abstract wavy gradient with dark blue to pink hues

Explosion of Unstructured Data and RDBMS Limitations

  • Growth of unstructured data such as news, terms, electronic subscriptions, and user-behavior logs

  • Exposure of existing RDBMSs' schema rigidity and scalability limits

  • Licensing-cost pressure from commercial DBs such as Oracle
    (a case where 3-year TCO went from KRW 2.0B to KRW 0.6B)

  • Growing demand for Gen AI and Vector Search integration

  • Growth of unstructured data such as news, terms, electronic subscriptions, and user-behavior logs

  • Exposure of existing RDBMSs' schema rigidity and scalability limits

  • Licensing-cost pressure from commercial DBs such as Oracle (a case where 3-year TCO went from KRW 2.0B to KRW 0.6B)

  • Growing demand for Gen AI and Vector Search integration

Abstract wavy gradient with dark blue to pink hues

Regulatory, Security, and Audit Response

  • Compliance with regulations such as electronic-financial supervisory rules, ISMS, and the Personal Information Protection Act

  • Mandatory log retention, recording retention, access control, and change-history management

  • A requirement to document operational standards for audits

Abstract wavy gradient with dark blue to pink hues

An Environment Mixing Legacy and New Technology

  • A mixed structure of mainframe, UNIX, Linux, and cloud

  • Expanding adoption of new technologies such as AICC, AI, and data analytics

  • Adding technology is easy, but integrating operations is difficult

Abstract wavy gradient with dark blue to pink hues

Ambiguity in the Operational-Accountability Structure

  • Implementation is complete, but operational standards are not formalized

  • Decisions dependent on individual staff

  • A lack of frameworks for root-cause analysis and recurrence

    prevention

  • Implementation is complete, but operational standards are not formalized

  • Decisions dependent on individual staff

  • A lack of frameworks for root-cause analysis and recurrence prevention

Abstract wavy gradient with dark blue to pink hues

Recommended Service and Solution Structure

Recommended Service
and Solution Structure

In the financial industry, what is needed is not a single solution
but an integrated design centered on operational structure.

In the financial industry,
what is needed is not a single solution
but an integrated design centered
on operational structure.

IT Services

SimpleKey provides a model in which operations are entrusted to and performed by us

SimpleKey provides a model in which operations are entrusted to

and performed by us

SimpleKey provides a model in

which operations are entrusted to and performed by us

  • Clarifying the scope of operations

  • Fixing operational standards

  • Designing the accountability structure

  • Establishing an SLA-based management framework

  • Standardizing the incident-response process

  • Clarifying the scope of operations

  • Fixing operational standards

  • Designing the accountability structure

  • Establishing an SLA-based management framework

  • Standardizing the incident-response process

This is a structure that transforms operations into a 'manageable system,' not mere staffing.

SIMPLEXA Solution
Application Structure

A. Traffic Control

  • Responding to traffic surges during IPO subscriptions and events

  • Concurrency control based on active users Application of a

  • Smart Sizing architecture

  • Responding to traffic surges during IPO subscriptions and events

  • Concurrency control based on active users

  • Application of a Smart Sizing architecture

  • Responding to traffic surges during IPO subscriptions and events

  • Concurrency control based on active users

  • Application of a Smart Sizing architecture

B. AICC (AI Contact Center)

  • Operation of large-scale inbound and outbound consultations

  • AI consultation summaries and quality analysis

  • Transformation into a customer-strategy platform through CRM linkage

C. SUSE Linux

  • An RHEL/CentOS alternative-OS strategy

  • Stable core operation based on long-term support (LTS)

  • HA/DR architecture design

D. SANGFOR HCI

  • A VMware-alternative virtualization/HCI transition

  • A shift from core-based billing to socket-based licensing

  • All-in-one integration of virtualization, storage, networking, security, and DR

  • CDP-based data protection at a near-zero-second RPO

E. MongoDB

  • Unstructured-data integration

    (HTS news, terms, UMS, electronic subscriptions)

  • FDS user-behavior log management

    (replacing Postgres/ RDBMS)

  • Settlement systems and paperless

    (Oracle replacement — a 70% TCO-reduction case)

  • Building a single view via co-existence with RDBMSs

  • Gen AI and Vector Search integration — a single database for operations and AI

  • Unstructured-data integration

    (HTS news, terms, UMS, electronic subscriptions)

  • FDS user-behavior log management (replacing Postgres/ RDBMS)

  • Settlement systems and paperless

    (Oracle replacement — a 70% TCO-reduction case)

  • Building a single view via co-existence with RDBMSs

  • Gen AI and Vector Search integration — a single database for

    operations and AI

F. Fastly

  • Acceleration of MTS, HTS, and internet banking, plus global edge delivery

  • Next-Gen WAF — false-positive-free, minute-level policy deployment

  • DDoS Protection (L3/L4/L7) — 532 Tbps global capacity

  • Bot Management — blocking ATO, credential stuffing, and payment fraud

  • Real-time visibility — 100% real-time logs for security audits

G. LTZero

  • Long-term retention of transaction records and audit logs (Tape Library + S3 Object Archiving)

  • Air-gap-based ransomware response (physical isolation)

  • Data storage for FDS, analytics, and forensics

  • Lower build costs than AWS Glacier and zero retrieval fees

  • Integration with backup software such as Veeam via the XtreemStore S3 interface

  • Long-term retention of transaction records and audit logs
    (Tape Library + S3 Object Archiving)

  • Air-gap-based ransomware response (physical isolation)

  • Data storage for FDS, analytics, and forensics

  • Lower build costs than AWS Glacier and zero retrieval fees

  • Integration with backup software such as Veeam via the XtreemStore S3 interface

Application Structure

SimpleKey's approach to finance follows this structure

SimpleKey's approach to finance
follows this structure

Assessing the existing operational structure

Formalizing incident, change, and inspection standards

Clarifying the accountability structure

Deploying traffic, data, and consultation levers

SLA-based continuous operations

This is not a mere implementation project,
but a model that designs operations as a structure

This is not a mere implementation project,
but a model that designs operations
as a structure

Major Financial References

Major Financial
References

Based on Key Engagement History in the Insurance and Financial Sectors over the Past 3 Years

Based on Key Engagement History in the Insurance
and Financial Sectors over the Past 3 Years

IT Infrastructure
and Integrated Maintenance

IT Infrastructure and Integrated Maintenance

  • KKorea Development Bank integrated maintenance

  • Heungkuk Life and Heungkuk Fire integrated maintenance

  • MG Community Credit Cooperatives integrated maintenance

  • Multiple maintenance engagements for Lina Life and Meritz Fire

  • Hana Bank flow-control solution maintenance

AICC Implementation

  • Lotte Card cloud-based AICC implementation and operation

  • SK Securities AICC system implementation

  • Samsung Fire & Marine emergency-dispatch contact-center implementation

System Operations

  • Toss Securities monitoring operations

  • Toss Bank monitoring operations

  • Server and monitoring operations for multiple savings banks

Major Financial Clients

Multiple savings banks / An engagement structure based on long-term contracts
spanning integrated maintenance, AICC implementation,
flow-control operations, and monitoring and server operations

Multiple savings banks / An engagement structure based on long-term contracts spanning integrated maintenance,
AICC implementation, flow-control operations, and monitoring
and server operations

Multiple savings banks / An engagement structure based on
long-term contracts spanning integrated maintenance,
AICC implementation, flow-control operations,
and monitoring and server operations

SimpleKey's Definition of the Financial Industry

SimpleKey's Definition
of the Financial Industry

Financial IT is an environment where technology has been amply adopted.
Yet operations still often depend on people and circumstances

Financial IT is an environment
where technology has been amply adopted.
Yet operations still often depend on people
and circumstances

SimpleKey defines the financial industry as follows:
Financial IT is not an industry that sells "stability,"
but one that operates trust.
And that trust is built through operational standards,
accountability structures, and control frameworks

SimpleKey defines the financial industry as follows:
Financial IT is not an industry that sells "stability," but one that
operates trust.
And that trust is built through operational standards,
accountability structures,
and control frameworks

In the financial industry, IT is not a cost but a risk-management structure.

In the financial industry,
IT is not a cost but a risk-management structure.

SimpleKey

systematizes operations,

structures accountability,

and deploys solutions as operational levers to

and deploys solutions as

operational levers to

design a continuity-centered operating model
suited to the financial environment.

design a continuity-centered operating
model suited to the financial environment.

Are you ready to redesign your
financial IT operations structure?

Are you ready
to redesign
your financial IT operations structure?

Consult a specialist

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CEO: Seongcheol Park

406, 407, 408-ho, Hangang G Tree Tower, 738 Yangcheon-ro, Gangseo-gu, Seoul 07539, Republic of Korea

Tel : 02-784-5700

Fax: 02-784-5701

Customer Center: 1599-9731

Copyright © 2026 SimpleKey. All Rights Reserved.

Simplyfying Complex Enterprise IT

Privacy Policy

Terms of Use

Customer Center: 1599-9731

406, 407, 408-ho, Hangang G Tree Tower, 738 Yangcheon-ro,

Gangseo-gu, Seoul 07539, Republic of Korea

Fax: 02-784-5701

Tel : 02-784-5700

CEO: Seongcheol Park

Copyright © 2026 SimpleKey. All Rights Reserved.

Privacy Policy

Terms of Use

CEO: Seongcheol Park

406, 407, 408-ho, Hangang G Tree Tower, 738 Yangcheon-ro, Gangseo-gu, Seoul 07539, Republic of Korea

Tel : 02-784-5700

Fax: 02-784-5701

Customer Center: 1599-9731

Copyright © 2026 SimpleKey. All Rights Reserved.